Blog Archives

Quote of the Day – Comparison Is The Thief of Joy (# 2)

“Average people compare themselves to others; successful people compare themselves to their potential.”

Something I’ve noticed over the last several years is that so many people count themselves out of something or tell themselves they can’t do something because they compare themselves to somebody else. People give up on their dreams because of it, which is a pretty depressing thought. I know people who know what they want and know how to get it, but they will tell themselves they can’t do it because they look at the success of some other person and will say something like, “I can’t be successful like them because I’m not as talented as they are” or any number of reasons. They compare themselves to someone else and count themselves out because they don’t believe they’ll be as good at what they want to do as someone else is. They rid themselves of joy and the success they could have in life.

Comparison is the thief of joy.

Here’s a perfect example from a personal experience. At the time I was introduced to AdvoCare I was about as lean as I had ever been and didn’t really have any weight to lose. I saw a lot of people having success in AdvoCare and I noticed that nearly all of them lost a considerable amount of weight. So I told myself, “I’ll never be successful in this business because I don’t have a great weight loss story.” I began to count myself out before I even started. I compared myself to others and chalked their success up to some incredible weight loss story. Luckily I broke out of that mindset and decided not to allow comparison to steal my joy. I did what I wanted to do and now I have been able to retire from the practice of law at the age of 35, both my wife and I are work from home parents, we have eliminated six figures of debt, and we have complete time freedom to do what we want and when we want.

So if you want something in life, put your blinders on. Don’t look to your left or right. Focus on the end goal and achieve it. It doesn’t matter what anyone else is doing.

comparison is the thief of joy

Monday Motivational Shorts… “Make Time”

Charles-Buxton-Quote-You-will-never-find-time-for-anything-If-you
When I share an incredible opportunity with people the most common objection I hear is, “I don’t have time.” I said the same thing when someone introduced the same opportunity to me 3 1/2 years ago. At that point in my life I was working 18 hours a day (4:00 a.m. to 10:00 p.m.). I “didn’t have time” for anything else. The truth is, you’ll never “find” time to do anything, but you can always “make” time for things that matter. People make time to watch their favorite t.v. shows, they make time to go out with friends, they make time to go get a few drinks, they make time to fool around on social media for hours throughout the day, etc. There are 24 hours in the day. You’re sleeping only 6-8 of them. Make the time to do things that matter. If I didn’t make time to do things that mattered 3 1/2 years ago then our family would be burdened with daycare costs, hardly ever get to see our child, we would have an unreal amount of debt, and be living with financial stress month after month. I know that life sounds familiar to the majority of Americans and may even be considered “normal” by today’s standards. Instead, my wife has the opportunity to raise our child, we’ve eliminated over $170,000 of debt, and we don’t stress when the bills come around every month or when we have a “surprise cost” when something breaks. Our goal is to make the “normal” type of life a rarity or non-existent for as many people as possible. ‪#‎thankyouadvocare‬ ‪#‎whowantstobenormal‬ ‪#‎maketime‬

24 hours in a day make time

If Nothing Changes…

If nothing changes nothing changes

Have you ever noticed people (family, friends, co-workers) complain about their circumstances, but they keep living the same old routine day after day? They don’t change anything. They wake up, go to work, come home, eat, watch T.V., go to bed, etc. in hopes that someday and somehow their life will just get better. I have news for those people… it won’t. The hard truth is… if nothing changes then nothing changes.

Are you one of those people stuck in the hamster wheel of life? The never ending rut where you find yourself constantly saying “next month we’ll be doing better” and then something else comes up?

Ask yourself this question… are you okay if nothing changes?

Are you okay if nothing changes?

If you answered “yes” to that question then ask yourself the following…

If you lost your job, would you still be okay? If not, wouldn’t you think it would be wise to have a “Plan B” income even to give you peace of mind?

Is your marriage the best it can be? Are you the best spouse you can be? If not, why don’t you look into ways to improve your marriage? (Marriage conferences, read books on marriage – “The 5 Love Languages” would be a good start, or hang out with couples who’s marriage you would like to emulate)

Are you the best parent you can be for your children? Children spell “love” T-I-M-E. Do you give them enough of it or just what’s left over at the end of the day?

richard branson if someone offers you an amazing opportunityFor things to change, you must change. Nothing is going to change by you “going through the motions” day in and day out. I know because I lived that life. At 32 years of age I was working 18 hours a day trading hours for dollars because there was always too much month at the end of the money. My student loan payments were crippling. Instead of hoping that the government would come to my rescue and bail me out by forgiving my loans, I took personal responsibility for making the choice to borrow the money in the first place, which meant I had to work a second job. Then I lived that 18 hour a day life for years until my friend introduced me to AdvoCare. In the past 3 1/2 years, AdvoCare has helped us eliminate a personal loan, three student loans, and five nearly maxed out credit cards. It’s given us the option to allow my wife to stay home and raise our children. It allows us to have more money to give to causes dear to our heart. It gives us peace of mind that we never even dreamed of until we were surrounded by the culture and the people involved with AdvoCare.

If you don’t have a plan to give you more time with your family, eliminate your debt, or a Plan B income to take care of your family if you lose your job then it’s time to make some changes. If not AdvoCare then what’s your plan? If not AdvoCare then that’s okay… just do SOMETHING to better your situation.

 

 

Killing Sacred Cows – Myth #1 (The Finite Pie)

Killing Sacred Cows – Myth #1 (The Finite Pie)

killing sacred cows book overcoming the financial myths that are destroying your prosperity

In Garrett B. Gunderson’s book “Killing Sacred Cows – Overcoming The Financial Myths That Are Destroying Your Prosperity”, he breaks the book down into 9 financial myths that are spread throughout our society and furthered by our schools, financial advisors, and our families and friends that cause us to believe that thinking outside the myths is “too good to be true” or at worse “risky.”

Myth #1 “The Finite Pie” explains the mindset that most people have regarding our resources among many other things. Gunderson explains how the majority of people operate under the idea that we have a finite number of resources as opposed to what we actually have, an infinite amount. The key objective in this chapter, at least as I see it, is to explain the difference between the “scarcity” and “abundance” mindset. I literally felt my paradigm shift while reading it. He lists 9 ways of thinking to help you determine if you possess a scarcity mindset.

Killing Sacred Cows Garrett B. Gunderson

To be honest, after doing some self evaluations when reading through these, I possess too many of them to feel comfortable leaving my mindset where it is. With the scarcity mindset, you believe that with every asset or opportunity that someone acquires, that it’s one lost for you. You can see how this mindset would breed jealousy and hatred for others and their good fortunes instead of being happy for others. Using that same mindset, you would hoard everything because one more asset or opportunity for you is one you haven’t lost to someone else. You begin to see everyone as a competitor and turn everything into a competition.

Galatians 5:19-21: Now the works of the flesh are obvious: immorality, impurity, licentiousness, idolatry, sorcery, hatreds, rivalry, jealousy, outbursts of fury, acts of selfishness, dissensions, factions, occasions of envy, drinking bouts, orgies, and the like. I warn you, as I warned you before, that those who do such things will not inherit the kingdom of God.

The main difference between scarcity and abundance is that scarcity is limited and abundance is limitless, as Gunderson describes. He makes an excellent point when he describes how valuing material things in themselves as opposed to their worth to others leads to the scarcity mindset and when you think like that then the only way to increase your wealth is to hoard things. With that same thought, losing things even in an agreeable trade would lead you to believe that you reduced your wealth. He claims that this type of thinking is illogical. The value is in the people… NOT the things.

More gold has been mined from the thoughts of men than has ever been taken from the earth." - Napolean Hill

“More gold has been mined from the thoughts of men than has ever been taken from the earth.” – Napolean Hill

He poses a great question in this chapter: “If I have a book and you have $20, and we mutually decide to exchange my book for your $20, what was the book worth to you? What was the book worth to me?”

Most people would answer that the book was worth $20 to both. As he explains, that is incorrect. “We only give up something in an exchange when we value what we’re receiving more than we value what we’re giving up.” Therefore, the book was worth less than $20 to me, and more than $20 to you. “The value is not in the things – it is in the minds of people.” Gunderson claims that when people understand this simple fact, then we begin to seek how we can add value to others’ lives.

What you leave behind is not what is engraved in stone monuments, but what is woven into the lives of others pericles

“What you leave behind is not what is engraved in stone monuments, but what is woven into the lives of others.” – Pericles

My favorite point that Gunderson makes in this section is the difference between quality of life and quantity of stuff. He states that “Our quality of life is closely tied to our level of financial freedom.” He defines financial freedom as “the choice that money will no longer be the primary factor in our decision-making process.” He goes on to say that “this doesn’t mean that it’s not a factor – it’s just not the main factor.”

“People who are operating in abundance know that by serving the wants and needs of others, and thus creating happiness in the lives of others, they actually bring more happiness to themselves. The goal is to serve others, not to exploit or dominate them.”

Gunderson then lists several ways to know if you are of the “abundance mindset”:

Killing Sacred Cows - Abundance Mindset

So which mindset do you have? Do you have one of scarcity or abundance? If it’s one of scarcity, are you ready and willing to change?

Disclosure of Material Connection: Some of the links in the post above are “affiliate links.” This means if you click on the link and purchase the item, I will receive an affiliate commission. Regardless, I only recommend products or services I use personally and believe will add value to my readers. I am disclosing this in accordance with the Federal Trade Commission’s 16 CFR, Part 255: “Guides Concerning the Use of Endorsements and Testimonials in Advertising.”

Killing Sacred Cows Review (Possibly the best book I’ve ever read!)

killing sacred cows book overcoming the financial myths that are destroying your prosperity

I’m reading a book right now called “Killing Sacred Cows – Overcoming The Financial Myths That Are Destroying Your Prosperity” and immediately upon finishing the Introduction to this book, I could tell that it was worth every cent I paid for it and more. In this book, Garrett B. Gunderson breaks down many financial myths that are spread throughout our society and furthered by our schools, financial advisors, and our families and friends that cause us to believe that thinking outside the myths is “too good to be true” or at worse “risky.” Gunderson lays out 9 common financial myths and destroys all of them. The crazy thing is, these are pretty common sense, but you would likely never think of them yourself. That is why we all need to read this book.

During my reading I thought, “EVERYONE needs to know this stuff!” So I decided to highlight a few notes from the book and portions I highlighted to share with everyone, but these are only SOME highlights I made. Before going any further, place your trust in me and order this book. It is absolutely incredible and game-changing. I have taken the steps to make it easier for you and included a link directly to it right below. I cannot say enough about how amazing it really is.:

Killing Sacred Cows: Overcoming the Financial Myths That Are Destroying Your Prosperity

The Introduction: Gunderson states that the dictionary defines a “sacred cow” as an individual, organization, institution, teaching, or belief often considered exempt from criticism or questioning. He then relates it to the financial world claiming that its sacred cows “are the myths and traditions that distort our thinking about money, wealth, success, and prosperity.”

Throughout the introduction he poses many thought provoking questions including this one, “If only a minority of people are wealthy, why do we follow what the majority of people do financially?” When I read that, all I could think was “WOW! That’s a great question.” You always hear the majority of people putting their money in 401(k)s, putting it in a CD, some high yield savings account, etc. None of the people I know that do that are wealthy or seem to be on the track to becoming so. In fact, the people I know that are wealthy don’t do any of that. This question began to create a mind-shift for me.

This book, and particularly this section of it, is riddled with spectacular quotes. He helps the reader to see what true prosperity is and the cost of following a myth rather than our passion. He quotes John F. Kennedy saying, “There are risks and costs to a program of action. But they are far less than the long-range risks and costs of comfortable inaction.” My favorite quote by far in this section is from Steve Farber, “Do what you love in the service of people who love what you do.”

Do what you love in the service of people who love what you do

Gunderson challenges us to find our Soul Purpose, which is our way of adding value to the world and states that “if our new goal is to create value in the world, not simply build our net worth, then how we go about becoming prosperous changes forever.”

Albert Einstein albert einstein try not to become a man of success, but rather try to become a man of value

“Try not to become a man of success, but rather try to become a man of value.” – Albert Einstein

Near the end of the Introduction to this book, Gunderson lays out some of the things you will learn by reading it including:

  • How the scarcity paradigm, which is at the root of so much common financial advice, limits our financial success
  • How the “accumulation theory” of wealth that most of us subscribe to destroys our potential
  • Why “investing” in the stock market for most people is little better than buying lottery tickets – and how you can create real wealth instead
  • How most people are in a security dilemma caused by avoiding things they fear, which actually decreases their security – and how to find true security yourself
  • Why money doesn’t equal power
  • Why the most lucrative investments are by nature the lowest risk
  • Why the best way to reduce the cost of insurance is to buy the most you possibly can
  • How false beliefs about “getting out of debt” may keep you from financial freedom
  • Why value is infinitely more important than price.

His underlying questions for all of us, as he asks in the beginning of his Introduction, are “What if everything you thought to be true about money and finances was actually completely false? How soon would you want to find out, and what would you do about it?”

My goal is to lay out my notations on each of the 9 myths not only to help educate people that may have the same or a worse mindset than me, but also to journal so that I can learn through repetition. This is truly one of the most incredible and thought provoking books I’ve ever read. Do yourself a great service and purchase it today and read it as soon as possible. It’ll change the way you think of money, your worth, and how you live your life.

Check out my reviews of each Myth:

Disclosure of Material Connection: Some of the links in the post above are “affiliate links.” This means if you click on the link and purchase the item, I will receive an affiliate commission. Regardless, I only recommend products or services I use personally and believe will add value to my readers. I am disclosing this in accordance with the Federal Trade Commission’s 16 CFR, Part 255: “Guides Concerning the Use of Endorsements and Testimonials in Advertising.”

Dear Camille, You Had Your First Beach Trip!

AdvoCare Kids on The Coast Incentive Trip

Dear Camille,

You had your first beach trip! It was the AdvoCare Kids on The Coast Trip and it was a blast! I’m sorry that you didn’t get to actually go ON the beach because of how hot it was outside, but at least you got to hangout in the cabana at the pool. The ceiling fan in the cabana was a nice touch. We were so blessed to spend time with 249 other families that we love and the best part about it was that we didn’t have to spend anything! That’s right, it was FREE! We’ll have to pay for Disney World though when we go, but that trip will mostly be for your mom. She’s a Disney fanatic. I’m sure you know that though since she plays Disney tunes for you every day. I’m sorry about that.

It was a 5 hour trip total, but we broke it up into two 2 1/2 hour trips since we got to stop at Nonnie and Papa’s for a weekend. You slept the entire trip there and then to Destin only waking up once to go potty. I still can’t believe it. You are an awesome traveler!

Out of the 250 families on the trip, there were over 300 kids and out of the 300+ kids on the trip, you had to be the most famous. Everyone loves you little angel. Not that you needed any help looking cute, but your bathing suit only added to your cuteness factor. Oh, and that flower hat… adorable! Here’s a pic of you climbing all over mom under the cabana and another when you were pretending to be shy:

AdvoCare Kids on The Coast Incentive Trip

AdvoCare Kids on The Coast Incentive Trip

 

You even made room for a snow cone… well, it was snow cone unflavored ice. You appeared to like it though.

AdvoCare Kids on The Coast Incentive Trip

While on the trip we had a chance to hangout with some pretty famous people. We got to see Trevor Bayne who drives the AdvoCare #6 car. I hope to God that you are never in a car that is even possible to go as fast as he drives. 🙂 He ate lunch with everyone and then played beach volleyball with us.

AdvoCare Kids on The Coast Incentive Trip

 

We also spent a good bit of time with one of our dear friends, Ron Reynolds. One day I’ll be able to explain to you how much this man has changed our lives and your future. He is the reason your mom and I have eliminated over $141,000 of debt in under 2 1/2 years. Here’s a picture of you with Ron. You blinked when I took the picture. 😉

Ron Reynolds debt buster AdvoCare Kids on The Coast Incentive Trip

One of our favorite parts of the trip was the pajama party movie night where we watched “Despicable Me.” Although that movie is pretty good, I think the best part was hanging out with you and mom in our pajamas.

AdvoCare Kids on The Coast Incentive Trip

AdvoCare Kids on The Coast Incentive Trip

Don’t worry that you slept through most of this trip because there will be many more trips like this my little one. You are a blessing to us and to everyone that knows you. Your smiles are contagious and your laughs are even more so. We love you so much and cannot wait until our next trip with you. Until then, there will be many days of lounging around the house in your little lounger with your mom playing Disney music and me reading you books.

Love you sweet angel,

Dad

P.S. Thank you for not pooping in the car when we changed you. I REALLY appreciate that.

I Know It’s Hard To Believe – So Here’s The Proof

WallPunch-Drywall

Over the past 2 1/2 years, I have made multiple posts on various social media sites regarding how much debt I’ve eliminated and the other day I made another one. I know how unbelievable it is for someone to eliminate over $137,000 of debt because honestly it’s hard to believe it myself. The higher the number goes, the more unbelievable it becomes, to others AND myself. I think the reason is because most people don’t know it’s possible to become debt free. For most people, by the time they pay off or come close to paying off their car, they’re having to take out a loan for another one, take out a second mortgage on their home, secure a mortgage on a new home, while still paying off credit cards and student loans among many other creditors.

So because I realize most people can’t believe it, I decided to show everyone just how true it is. I scanned in letters from financial institutions and took screenshots from credit card accounts (THANK GOD our credit card debt is GONE!) A few things that aren’t shown here are the over $7,000 of a veterinary bill I had from when Jackson went to the vet hospital and tried to die on me, hundreds of dollars in outstanding medical bills from my knee surgery, and payments made on my Jeep.

Before you say… “how did this guy have so much debt!?” I’ll tell you. When you go to private undergrad and private law school, the student loans add up fast. Then when I had to start paying them back and the minimum payments consumed a large majority of my paycheck every month, I felt like I had no other option at the time except to use a credit card just to put food on my table and gas in my car. So that’s how… not to mention we were not allowed to work my first year of law school.

I understand that not everyone has had as much debt as I did, even for those that own a home. I also understand that earning extra income to be able to do what I’m about to show you below may not be for everyone… BUT what if it is for you?

Thankfully AdvoCare has the DebtBuster program, which helped me eliminate loan after loan and credit card after credit card. Your proof… see below. 😉

Let’s start with this personal bank loan:

While going through some mail I found this letter regarding paying the balance of my personal loan IN FULL! WHAT WHAT!!!? #refreshing Thanks “June Pridmore” and yes,  I bet you do “hope to have the opportunity to serve me again in the future.” Thanks but no thanks sista!

Debt freedom


Next, I have a Discover student loan that I eliminated back in early 2014 before our wedding. That’s right, PAYMENT IN FULL!

Discover student loan debt eliminated


Citibank received the same treatment from me: less interest for them! Sorry, but not sorry!

Citibank student loan debt eliminated


Here was the largest credit card I had to eliminate. My Discover card was out of control and by far had the highest balance out of all of my cards. Checkout that $0.00 balance! Looks pretty sweet, huh!? We also used a bunch of that “Cash back bonus” to go toward our debt. 😉

Debt free from credit card debt


And here was Mariah’s Discover card that we eliminated right after we returned from our honeymoon to Greenbrier. Again… $0.00 balance and it’ll stay like that. Just about emptied that cash back balance on this one too.

Debt free from credit card debt


Next we have my Chase credit card. This was the second credit card I had because I signed up for a free t-shirt or a Hungry Howie’s pizza or something like that on my college campus. By the way, there are now laws restricting these credit card vultures that prey on very impressionable college kids from doing that anymore. Current balance on this one? You guessed it… ZERO!

debt free credit card debt


Next we have my very first credit card secured in the same manner as the one above. What can I say? Here I am, a freshman in college with basically no limits except for things that required money. Credit cards helped me erase that limit too. Glad that I got that one at $0.00 balance.

debt free credit card debt


This was a fun one to eliminate. Not only did I eliminate the balance, but I was left with thousands of miles that I could cash in for gift cards or free flights. 🙂 That’s all fine and dandy, but I’d rather pay for my flights instead of going into massive debt to have them awarded to me.

debt free credit card debt


 NOW HERE COMES THE DECISION POINT:

If you have significant or even minimal debt from a mortgage, car payment, credit cards, student loans, personal loans, etc. – what you just saw above can be YOU! It’s not magic. It’s not luck. All it took was an incredible opportunity and a willingness to be completely free of debt! Remember, “opportunity does not make appointments. You have to be ready when it arrives.” I have my hands on the most incredible opportunity I’ve ever seen. Do you?

Dear Camille… YOU’RE HERE!

Me and Camille

Dear Camille… YOU’RE HERE!

Finally my little angel! Your mom and I have long awaited the moment we would hold you in our arms and kiss your little face (we waited 288 days to be exact) and now you’re here and more beautiful than we could ever imagine! I have already filled up my phone memory THREE times in 11 days with pictures and videos of you! Your little sneezes, hiccups, yawns, and sighs are HILARIOUS and cute as can be.

There was quite a long journey for you to get here, but when you arrived it was quite the entrance. I have to tell you all about the day you got here! The doctor originally said that he thought you’d be here on the same exact due date my doctors expected me, March 17th, but you and God had something else in store. When you didn’t get here on the 17th, the doctor told your mom he was going to give you a little push about a week later to try and get you to come early and you certainly had a surprise for us. We were scheduled to go to the delivery room at 8:00 p.m. the night the doctor was going to help and instead at 2:00 a.m. you decided to break your bag of waters, which led to your mom changing undies a billion times and your mom sitting on a plastic garbage bag on the way to the hospital. 😉

Your mom and I arrived at the hospital a little after 3:00 a.m. and the doctor showed up about a couple hours later. You weren’t giving your mom big enough contractions at that point so the doctor gave your mom a new deadline of 2:00 p.m. before he administered any drugs. So we prayed and prayed and prayed that you would cause your mom to have contractions before then and lo and behold at 1:30 p.m. you did, but they weren’t strong enough for the doctor’s liking so he set another deadline for 4:00 p.m. and at 3:30 you got fo’ real, but your mom is tough (I had no idea how tough until the day you came).

I wish you could’ve seen your mom bringing you into this world. She was incredible! On an empty stomach and on two hours of sleep, she turned down pain relievers and prayed through every contraction. The nurses couldn’t believe that she brought you here naturally and even told her that most women would be screaming and breaking things and your mom just sat there with her eyes closed, breathing steadily, and continued to pray. I’ve never been more proud of her. Here’s a picture of her hours before you were born:

Mom and natural birth

Within twenty minutes of your mom actively pushing, I was able to assist you out of your mom and into my hands… yes, I delivered you. I looked down at your beautiful face and told you, “We love you Camille.” Then I handed you over to your mom and cut your umbilical cord once it stopped pulsating. You’ve been gorgeous since the day you were born. By the way, you’re ridiculously strong! When we placed you on your mom’s tummy we were all shocked that you leapfrogged up to her neck. I mean…. you got some air girl! Your mom says you’re a Catalyst baby. Then within the first fifteen minutes you lifted your head up and looked around the room! I know you don’t realize how incredible that is right now, but you will one day. Most babies can’t do that for a while!

I took a video of you right when we brought you to the nursery for your bath. Here it is!

I have to tell you some other funny things. I told your mom that I wouldn’t be changing any diapers, but she didn’t know I was joking. I’ve changed almost all of them with your mom and I’ve been smart about it. You may have noticed that I stand on the north end of your rear end. 🙂 It prevents me from close encounters with any of your surprises. Your mom, on the other hand, stands to the south and you’ve already sprayed her twice with your poop. Hahaha! We’ve had a good laugh over that. I was pretty impressed with the first one and I’m pretty sure your mom was too. It was like a 3-foot horizontal poop fountain! Gross… but HILARIOUS!

The great news for your mom is that she gets to change more diapers than me right now because she is now a full-time stay-at-home mommy thanks to AdvoCare! Now she gets to be with you every day and raise you instead of paying someone else to teach you good morals and your ABC’s. 😉 It’s what your mom has always wanted and now it’s come to fruition! One day you’ll realize how much of a blessing that is.

By the way, you eat A LOT! One time you ate and then decided to pin your mom down and hold her hostage so she couldn’t get up from the bed. I took a video of that too:

Your journey has just begun and there’s much more to see and learn in this world. I’ll write you some more soon my love.

Love,

Daddy

P.S. We had a professional photographer take photos of you being born and you’ll get to see them SOON!!! I also posted more pictures of you below.

Here is one when I told you how you got here the first time. In this picture you can see me telling you how the stork dropped you and mom and I caught you. 😉

How you got here - stork

 

Then here is us hanging out in the bed taking a selfie, which you thought was pretty funny:

Camille and me take a selfie

 

Here’s you passed out on my chest… you do this A LOT by the way:

Camille and me take a selfie

And here’s me holding you at your first doctor’s visit… passed out on my chest AGAIN (not complaining) 😉

Me and Camille

New Year; New Goals!

2015 Goals

Mariah and I recently went over our GOALS for 2015 after she read “The Magic of Goals” by Ron Reynolds (the creator of the DebtBuster System. This was a first for us, although that may not be hard to believe because we’ve been married for less than a year at the time of this post. I’ve set goal in the past, but not yearly goals. Now we’ve set them because we know that it’s hard to hit a target that doesn’t exist.

It’s hard to hit a target that doesn’t exist.

set and reach goal conceptWe sat down and started making a list of things (not just tangible ones) that we wanted in our lives and things that we didn’t want. You have to clean out the junk and clutter to help you laser focus on hitting your goals. You have to be about actions and not distractions. You also have to have the right actions. Actions create the illusion of progress. Just because you’re acting, doesn’t mean you’re being productive. So make sure your actions are leading you closer to your goals.

Here’s an Example of “Some of the things we DO want in our lives”:Smart Goal Setting Concept

  • Financial Freedom (thanks to AdvoCare we have eliminated over $120,000 of student loan and credit card debt in just over 2 years. So we are well on our way!)
  • Personal growth
  • More prayer time
  • More service to our church
  • Go to Disney World
  • Get a King-sized bed
  • To purchase out “long time home” to be settled

Some of the “things we DON’T want in our lives” include:

  • Cable T.V.
  • Excuses
  • Debt
  • Negative news media
  • Getting comfortable
  • Clutter

Both of the above lists are much longer. I only added a few in case you wanted to get ideas for your own lists. After we made our lists we each made personal goals and then made our business goals together. I broke my goals into “Personal Goals,” “Physical Goals,” and “Spiritual Goals.”

One of my “Personal Goals” is to read 12 leadership/personal growth books for 2015 (that’s ONLY ONE a month!) My “Spiritual Goals” include:

  • Praying to thank God every day first thing in the morning for waking up in a home and in a warm bed with the most wonderful wife and all the other blessings that He has blessed us with.
  • Attend mass 72 times in a year (that’s every Sunday and 12 other days). Mariah goes pretty much every day. <—- Love that woman!
  • Read 365 passages of the Bible (one a day) and study and research each of them.
  • Tell Mariah that I love her every morning before we start the day

One of my friends challenged me to start some “Physical Goals” because he had set some for himself. So these are mine:

  • 36,500 Push-ups (100 a day for a year)
  • 36,500 Squats (weighted or not)
  • 18,250 Overhead Press (50 a day)
  • Get back to 185# Clean & Jerk
  • Gain 20 pounds of muscle

ANNNNDDD what better way to start new physical goals than with a nutritional restart button! I like to always start my year off with the 24-Day Challenge and the coolest thing about 2015 is that AdvoCare has a NATION-WIDE CHALLENGE. Everyone is starting on January 7th and if you didn’t get the memo it’s NOT TOO LATE! You can start one ASAP! We love the Challenge because it allowed me to get my body ready to utilize the amazing performance products AdvoCare has, which helped me GAIN OVER 20 pounds of muscle and helped Mariah lose 7 POUNDS AND 7 INCHES in 24 days and go on to lose over 30 POUNDS by staying on the products! This year, as stated above, I’m going to put on that 20 pounds of muscle again after not working out for over a year and a half.

If you’re setting health goals for 2015, then I can’t think of a better way to start your new year off than with the 24-Day Challenge! The coolest thing is that you can get it at a discount!!! Who doesn’t love a discount!?

You can e-mail me if you have any specific questions and with the NEW Virtual Coach you will bet set for success. If you are interested in that discount membership, HERE is the link. Enrolling for the wholesale membership was a no-brainer for Mariah and I and as if getting a discount on the best products wasn’t enough, it gets even better. There are no monthly minimums, quotas, or autoships AND you get a box of Spark & box of Slam ($59 retail value) for becoming a member, PLUS your own free microsite where you can log in anytime you want to order with your own discount. I compare it to a Sam’s or Costco membership, except you clearly get much more and Sam’s or Costco don’t allow you to earn a Plan B income and they certainly don’t give you product just for becoming a member!

AdvoCare All In 24 Day Challenge

 

We are SO PUMPED for 2015 and this new year of goals. If you want someone to help keep you accountable, post YOUR goals in the comment section. Write them out and post them someone in your home where you are going to look at them EVERY DAY! It helps when your goals are staring you in the face. If you have kids, tell them. They’ll keep you accountable too! We hope everyone is going to make 2015 the best year yet!

The Top 8 Reasons Why AdvoCare Wasn’t For Me Became the Top 8 Reasons Why It Is

dream3

The Top 8 Reasons Why AdvoCare Wasn’t For Me Became the Top 8 Reasons Why It Is


 

1. I DIDN’T HAVE THE TIME:

I was working 18 hours a day. I got up at 4:00 a.m. to drive to coach CrossFit. I then practiced law from 8:00 a.m. – 5:00 p.m. and then went straight back to the gym. I didn’t finish coaching, cleaning up, and programming for the next day’s workouts until 10:00 p.m., which left me 6 hours to sleep (if I was lucky). I was exhausted and my time was devoted to earning extra income to get out of debt. Then I stepped back and looked at my day. I drove 25 minutes to and from the gym twice each day. That was nearly two hours of driving time. I also had an hour lunch break Monday through Friday and didn’t do too much on the weekends. I had a lot more time than I thought when I really evaluated my schedule and the best part was that I could put as little or as much time into it as I wanted. So I began spending 4-6 hours total per week for the first couple months and quickly replaced what I was earning from the gym with AdvoCare.

2. THE MARKET IS SATURATED:

I told myself that since AdvoCare had been around for 20 years at that time, surely everyone else was already “doing” AdvoCare and I would be starting too late. If I started years ago before the “market got saturated” then I would’ve had a chance. That’s a reason I hear from people all the time and I felt the same way. What I found out is that I have A TON of family and friends that have never heard of AdvoCare before, much less tried any of the products. There is a HUGE organization 10 minutes away from us and so many people in Montgomery didn’t even know what AdvoCare was when I spoke with them. I was dead wrong and I’m glad I was.

3. IF I WOULD’VE STARTED YEARS AGO I MAY HAVE BEEN SUCCESSFUL, BUT NOT NOW:

This one kind of goes hand in hand with the previous one. I kept telling myself that I was starting too late and almost talked myself out of starting at all. Of course, the best time to start is yesterday… the next best time to start is now. I had to ask myself, “what if I started and I only made a few hundred dollars?” Well, that’s a few hundred dollars I didn’t have before I started and each day I waited to get started was ANOTHER day that I was missing out on earning financial freedom.

4. I’M NOT GOOD AT SALES:

I’m no salesman. I don’t like selling anything and I don’t like pushing products on people. I thought that’s what I had to do. Then someone helped me see what we really do here. We don’t look at ourselves as product sellers. We look at ourselves as problem solvers. The only way I knew how to help people solve their problems was to talk with them to find out what their problems were. I began to find out that a lot of my friends needed more energy, wanted to lose weight, wanted better health and wellness, and more than anything I found that I had a bunch of friends that needed extra income. Whether it was because they had a tremendous amount of debt, wanted to replace a spouses salary so they didn’t have to drop their kids off at a daycare and could stay home to raise their kids themselves, or be able to not stress over bills at the end of the month… they need help.

5. I DIDN’T HAVE MONEY TO GET STARTED:

My credit cards were just about maxed out and I owed over $200,000 in student loan debt. I was broke; however, that reason why I couldn’t was a reason why I should. I needed the income and it was only $79 for a 20% discount on products I would use anyway, I would receive my own website with zero maintenance to do, I would be given the ability to earn income two ways, and AdvoCare would send me $58 in retail products just for enrolling with zero obligations. It’s much like a Sam’s Club or Costco membership, but I received much more!

6. I DIDN’T WANT TO HAVE ANY MONTHLY FINANCIAL OBLIGATIONS:

I didn’t want any monthly sales minimums to keep my discount, I didn’t want auto-ships, I didn’t want to be forced to buy a certain amount of products, and I didn’t want my credit card to get charged monthly fees. Well, I found out that I could enroll as a distributor (wholesale customer) and have zero further obligations AND earn income. What did I have to lose? Nothing. I found out that there are zero mandatory auto-ships and that I didn’t have to purchase a certain amount of products each month to keep my discount. I could literally enroll and never purchase another thing and incur no further costs.

7. I DIDN’T HAVE ANY WEIGHT TO LOSE:

I thought AdvoCare was all about weight loss. Then I realized they have a Performance Elite and Active line, which endorsers like Drew Brees and Rich Froning, Jr. use. I also didn’t realize that there is an income opportunity and that I could help people earn extra income as well. When I sat back and thought of everyone I knew that could use an extra $500-1,000 a month, I actually couldn’t think of anyone who couldn’t use that extra income.

8. MY FRIENDS WILL THINK I’M DOING “ONE OF THOSE THINGS”:

The thought of “what would my friends think if I did this?” actually crossed my mind. Well, I’m glad I’ve never been one to buckle under peer pressure because my friends let me know exactly what they thought. Their not-so supporting responses were either, “good luck with that,” “REALLY?,” or “you’re doing one of those things?” HERE IS WHY I’m glad I didn’t listen to them: Because I didn’t listen to many of my friends…

I saw the vision to be debt-free and so far I’ve NOW eliminated over $106,000 of student loan and credit card debt.

I saw the vision to be able to provide an opportunity for my future wife to not have to get a job if she didn’t want to, which would allow her to raise our children instead of dropping them off at a daycare for someone else to raise them. NOW I am married and my wife never has to go get a job and as we await our first child to be born in 5 months, upon on our child’s birth my wife has the option (which she is gladly taking) to stay at home to raise our child.

I saw the vision not to go into any further debt at all and when my wife and I chose to get married, we PAID FOR OUR WEDDING IN CASH! Most couples go into further debt to have the size and type of wedding we did, but not us!

Among MANY other reasons why I’m glad I didn’t listen to them is that fact that I met my wife through AdvoCare. That’s been the best reason of all! Because of the amazing relationships we made through AdvoCare, we were introduced and well, you know the story.

I stepped back and looked at my life from a 30,000 foot view and saw that if I didn’t DO SOMETHING that I was going to be stuck in the never ending cycle of paying my minimum student loan payments and struggling financially the rest of my life.

“If nothing changes, nothing changes.”

You may have caught yourself saying, “Hey! That’s me! I’ve said the same things.” Well, if that is you too then I highly encourage you to get out of your own way and make a brighter future for your family. Whether it’s through letting us help you have success with AdvoCare or doing something completely different, we want you to succeed and get out of the rut that the majority of Americans are in today.

regret

The Motivated Mama

Transformation, Growth, Purpose and Love For My Little Family of Seven

the five minute Catholic

Be Catholic for 5 minutes for Life.

Mississkinny

A southern girl's cooking on a skinny girl's lifestyle

Never Say Never

Believe, Persevere, Achieve

ProperStyle

Put a little Style in everything you do!

Word (en)Count(ers)

S.F. Henson's Writing Journey

Fr. Z's Blog - What Does The Prayer Really Say?

Frank commentary on Catholic issues & slavishly accurate liturgical translations - by Fr. John Zuhlsdorf o{]:¬)

CNS Blog

More news and views from Catholic News Service

Gaudium Christi

The Joy of Christ

The Rutter Life

The Life & Times of The Rutters

Beardownandbefit's Blog

faith, fitness, fun and fellowship

Roota Designs

Roota Designs is home to the FUNNIEST shirts and other products on the internet! We have everything from bachelor party shirts to your "World's Greatest Dad" shirts! We've got it all. Also check out the random shirt of the day @ http://www.squidoo.com/randomshirtoftheday

%d bloggers like this: